Welcome to MortgagesKit. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
1. Use of Calculators
The calculators provided on MortgagesKit are designed to assist you in making general calculations for informational and educational purposes. The results are estimates based on your input parameters and current market averages. They should not be interpreted as a binding offer, credit approval, or professional financial advice.
2. Disclaimer of Financial Advice
MortgagesKit is not a licensed lender, broker, or financial advisor. All calculations, rates, articles, and guidelines displayed on the site are illustrative. We strongly encourage you to consult with a certified financial advisor or mortgage broker before entering into any formal mortgage, refinance, or lending contracts.
3. Accuracy of Information
While we strive to keep our formulas and content up to date, interest rates and mortgage laws change frequently. We make no representations or warranties, express or implied, about the completeness, accuracy, reliability, or suitability of the calculations or content found on this website.
4. Intellectual Property
The code, layouts, templates, and content of this portal are protected by copyright laws. You may use our calculators for your personal, non-commercial use. Any unauthorized scraping, distribution, or resale of the portal tools or article text is strictly prohibited.
5. Limitation of Liability
Under no circumstances shall MortgagesKit or its operators be liable for any direct, indirect, special, or consequential damages arising out of your use of, or inability to use, our calculator tools or informational articles.